Tool

Investment Calculator

Parameters
Configure your investment simulation

Fees & Taxes

Results
After 10 years at 5% annual return

Total Invested

€25,000

Total Fees

€919

Taxes

€1,962

Net Final Capital

€29,578

Net gain: €4,578 (after fees and taxes)

Investment Calculator

A flexible tool to simulate investment returns while accounting for the real impact of fees and taxes.

This tool helps you:

  • Project your savings: See how your capital grows with monthly contributions and compound interest.
  • Calculate True Costs: Accurately estimate the impact of Entry Fees, Annual Management Fees, and Exit Fees.
  • Estimate Net Returns: See what actually ends up in your pocket after deducting all costs and taxes (like Capital Gains Tax).

How it works

  1. Input your numbers: Set your initial capital, monthly contribution, duration, and expected annual return.
  2. Configure Fees:
    • Entry Fee: Percentage taken from each deposit.
    • Management Fee: Annual percentage deducted from the capital (e.g., fund fees, insurer fees).
    • Exit Fee: Percentage taken when withdrawing the money.
  3. Set Tax Rate: The percentage of tax applied to your gains (e.g., 30% Flat Tax).
  4. View Results: Get a clear breakdown of total invested, total fees paid, taxes, and final net capital.